To get the most out of your vehicle ownership, you need to ensure you’ve got the right insurance for different types of vehicles. Vehicles, such as motorhomes, often require special insurance. A regular auto policy won’t do. At Capital Insurance, serving Spokane, WA, and the surrounding areas, we want to help motorhome owners make the best insurance choices. Let’s learn more about why these vehicles need special insurance coverage.
Size
A motorhome is much larger than an average vehicle, which means that it carries the risk of causing more damage should it be in an accident. If you don’t have the right insurance coverage for your motorhome and it’s in an accident, then you might be held liable for some of the expenses that are incurred. This could prove to be a financial hardship for you.
Living Capabilities
Motorhomes can also be used as residences. If so, the owners will need the appropriate coverage. You would want coverage that protects your personal belongings within the home and damage to the motorhome. A regular auto policy would not provide this.
Reduce Risk of Liability
Driving a motorhome requires special skills and diligence. Because of the size of most motorhomes, there is an increased risk of accidents, and greater amounts of damage can result from those accidents. If your motorhome isn’t adequately insured, you may be liable for the damage or injuries caused. You can protect yourself by keeping the appropriate coverage active.
If you’d like to learn more about motorhome insurance, please contact us at Capital Insurance, serving Spokane, WA, and the surrounding areas.
