Towing can be complex when it comes to insurance, given that it involves two or more separate pieces of equipment. Motorcyclists in Spokane, WA, may be curious whether they’re covered when towing small trailers or having their bikes towed to repair shops. The experts at Capital Insurance can provide answers to these questions.
Roadside Assistance
If your motorcycle breaks down and needs to be towed or transported to a mechanic, your insurance may cover it. However, this type of coverage is optional in many policies. It may go by the name “emergency road service” or “roadside assistance.” Ensure to inquire about this option when signing up for motorcycle insurance.
Towing Trailers
You may be pulling a small trailer behind your motorcycle to carry extra cargo or for camping. Alternatively, you could transport your bike on a trailer hitched to another vehicle. Either way, the coverage varies based on your specific policy. Your insurance company can provide more details.
Transporting Motorcycles
Auto insurance sometimes offers liability coverage for a trailer hitched behind a car. This only protects you if your trailer causes harm to someone else, resulting in a claim. It won’t cover damage to your motorcycle or trailer. You may need separate trailer, auto, and motorcycle insurance policies to fully protect your truck, bike, and trailer.
Capital Insurance can assist you in securing proper coverage for your motorcycle. With over two decades of experience serving the Spokane, WA area, we offer insurance from trusted carriers. Our independent agency’s friendly, knowledgeable staff is just a call away. Please reach out to Capital Insurance today at 509-324-1398.
