Category: Auto Insurance

If you’d like to save money and the environment here in the Spokane, WA area, we at Capital Insurance have a few tips to help improve your gas mileage.

Tips to improve your gas mileage

1. Drive Sensibly

Avoid aggressive acceleration and braking, as it can lower your fuel efficiency by 33%. Keeping a steady speed on the highway will also help you save money at the pump.

2. Keep Tires Properly Inflated

Properly inflated tires improve your vehicle’s performance and help you conserve fuel. Check your tire pressure regularly and keep them within the recommended range for best gas mileage. 

3. Use Cruise Control

Setting your cruise control is another way to maintain a steady speed while driving on the highway, which helps you get better gas mileage. 

4. Lighten Your Load

 The more weight in your car, the harder it is for your engine to work, thus reducing fuel efficiency. So if you don’t need an item, leave it behind or store it somewhere else! 

5. Reduce Air Conditioning Usage

As much as we all enjoy a nice cool breeze in our car when driving during hot summer days, keep in mind that using too much air conditioning reduces fuel efficiency since it requires extra power from the engine to run. Try rolling down windows when conditions allow to reduce drag on your vehicle and possibly improve gas mileage by up to 10%. 

6. Limit Idling Time

 Letting your vehicle idle uses up gasoline without actually going anywhere; try limiting idling time whenever possible such as when picking someone up or waiting in line at a drive-thru window.

Reach Out To Us

For more tips, give us at Capital Insurance a call today. We are proud to serve the Spokane, WA area.

Do you live in Washington? If so, chances are you use a car as your main form of transportation. But although driving your own vehicle can be nice and convenient, you need to be aware of the threats out there that can be serious if you’re unprepared for them. That is why Capital Insurance in Spokane, WA offers auto insurance, which provides you with financial protection when an unforeseen event, such as theft, vandalism, or a car accident, occurs. 

But you may be asking, “What are the steps I need to take when shopping for auto insurance?” Thankfully, we have all the steps laid out for you so you can make the best decision for your auto insurance needs.   

5 Steps to Take When Shopping for Auto Insurance

1. Determine what type of coverage you need 

In Washington, required auto insurance includes bodily injury liability coverage, basic personal injury protection, and property damage liability coverage, among others. 

You can also elect to add optional coverages to your policy, which further protect you from damages or losses. These may include comprehensive, collision, emergency roadside assistance, rental reimbursement, and others. 

2. Make sure your insurance company is authorized 

In addition to researching the types of coverage out there, you also need to do your due diligence when it comes to your insurance company and the agent you’re working with. 

Luckily for you, Capital Insurance is a well-respected company represented by a team of experienced licensed insurance agents. You certainly can count on our agents, who are strongly committed to ensuring your safety and wellbeing. 

3. Have all the details of your vehicle available 

These details include the make and model of your vehicle, the number of miles you drive on a daily basis, and whether your vehicle is used for personal or business purposes. 

Your insurance company will consider these factors, as well as other pieces of information when determining your auto insurance rate. 

4. Answer questions about your driving record accurately 

This information, too, will be key when determining the rate of your auto insurance policy. 

Factors that your insurance company will take into consideration include: 

• Whether you’ve had continuous auto coverage 
• Your accident history 
• Your level of driving experience  

The company will also consider your age, gender, location, and marital status, so make sure you have all your driving record and personal information at hand. 

5. Shop for price and customer service 

Hire an insurer that provides top-of-the-line customer service and has your best interests at heart. And, once you’ve found an insurance provider, make sure you purchase auto insurance coverage that helps you meet your budget goals while ensuring you’re well protected. 

Give Us A Call

If you’re looking for affordable auto insurance that meets your needs, Capital Insurance in Spokane, WA has your back. For more information about our auto insurance and other services, contact us at 509-324-1398 and we’ll get in touch with you about your insurance options.

According to the Insurance Research Council in Washington, it reveals that 17% of drivers don’t possess auto insurance. These worrying statistics warrant significant auto insurance from Capital Insurance serving Spokane, WA and its environs to safeguard you and your car. Procuring salient insurance coverage from a reputable insurer is required to register your vehicle and get a license to allow you to drive your vehicle in Washington. Visit us today at Capital Insurance in Spokane, WA and our charismatic agents can show you coverage options to select one that is right for your goals and budget.

Is auto insurance mandatory in Washington?

 Washington’s law demands motorists to maintain minimum liability requirements in their auto insurance policies. Washington advocates the following liability coverage minimums:

• Bodily injury liability.
• Property damage liability.

The advocated auto insurance minimums by the state of Washington may not be adequate to offer formidable protection to you and your automobile. It’s, therefore, crucial to consider other available optional coverages. They include:

Collision coverage: It pays for repairing or replacing your car when physical damage results from a collision with another vehicle or any other stationary object. It can also protect your vehicle from damage arising from driving over potholes.

Comprehensive coverage: This is non-collision coverage that will reimburse the cost for repairs or replace your car when physical damage arises from imminent incidences such as contact with an animal, fire, and theft, subject to your deductible.

Underinsured or uninsured motorist coverage: It helps you, your family member, or your designated driver if you get hit by a motorist who is inadequately covered or doesn’t have coverage.

Medical payment coverage: It caters to your medical and your passenger’s agreeable and necessary medical costs, such as X-rays and medication after an accident, irrespective of who is deemed liable.  

Auto insurance in Spokane, WA

Are you in need of a salient auto insurance policy in Spokane, WA to protect you and your car? Would you mind calling or visiting our Capital Insurance for detailed information about auto insurance coverage? You won’t believe it.